Plan Year 2014 COBRA Open Enrollment period is October 1st – 31st, 2013.  This is your opportunity to make changes to your health care coverage such as changing medical carriers or adding/dropping dependents from coverage.  There are plan design changes for Plan Year 2014. COBRA rates are also increasing effective January 1, 2014. 

Please click on the links below for COBRA Participant information.

It is very important that the premium payments for your current COBRA coverage are paid through the end of 2013 or you will not be eligible for COBRA continuation coverage in the upcoming plan year. Premium payments must be made even if you do not receive a monthly invoice. All premium payments are due on the first day of each month and must be postmarked by the end of the 30 day grace period allowed from the due date. 

If there are special circumstances that apply to your COBRA continuation coverage, such as extended benefits due to disability, please contact COBRAGuard at 866-952-6272 for the 2014 rates.

DEADLINE: Open Enrollment elections must be completed on line no later than Thursday, October 31, 2013.  To enroll go to complete enrollment instructions are at the back of the booklet.

REMINDER: A member selecting ANY level of medical coverage will automatically be enrolled in member only dental, and MAY select dental coverage for any dependents they have enrolled in medical coverage. Dental coverage may not be selected without medical coverage

REMINDER: If you are adding dependents, you must submit appropriate supporting documentation with your enrollment form.

For a list of appropriate supporting documentation, please go to

Please submit documentation to:
COBRAGuard, Inc.
SEHP 2014 Open Enrollment
P.O. Box 504216
St. Louis, MO  63150-4216