Personal Money Management Advice

As the holiday season comes to an end, for many of us there is a considerable focus on money issues. We have generally spent more around this time of year, and if one’s financial circumstances are precarious, it can be a time of considerable stress.

In fact, the American Psychological Association’s Stress in America survey, released last month, revealed that money (76 percent), work (70 percent) and the economy (65 percent) remain the most often-cited sources of stress for Americans. That’s why it’s a good idea to make some specific money resolutions for 2011.

If financial stress is part of your life, resolve to get it under control over the coming year. It’s one New Year’s resolution that is probably easier to accomplish than you think.  One excellent resource available to employees in the State Employee Health Plan and their spouses/dependents that is free and confidential is the HealthQuest EAP Personal Money Management Program. The program has two components that can put you on the path to achieving your 2011 money resolution. The program offers no charge consultations with a financial specialist and access to a personalized home budgeting coaching program.

Free Financial Consultations
Employees receive a free consultation, typically 30 to 60 minutes, with a financial specialist (licensed CPA’s and Certified Financial Planners) with a broad range of experience in financial services covering:

  • Debt Consolidation
  • Credit Matters
  • Estate Planning
  • College Funding
  • Retirement Planning
  • Tax Concnens
  • Investments
  • IRA Funding

Free Life Coaching to Build a Workable Home Budget
The HealthQuest EAP Home Budgeting Program offers employees a no charge, four session coaching program, Building a Workable Home Budget, complete with workbook and worksheets.  The sessions are designed to help the participant analyze their current spending habits, understand the impact of debt, learn the importance of saving more, and build a personalized home budget that can actually work. 

Getting Started is Easy 
Simply call the 24/7 toll-free number at 1-888-275-1205 (option 7) to get started.   The call is confidential and the service is free.

Got Financial Stress???????
Often times the stress associated with “making ends meet” can be a real test.  A HealthQuest EAP Counselor in your community is just a phone call away for FREE face-to-face help taking that critical first step in the “take control” process.